How to get low-cost health insurance in Florida

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Health insurance isn’t exactly on of the sexiest topics that you will bring up in conversation. Nevertheless, if you live in Florida, you will probably need some kind of health insurance in the future. Shopping for health insurance is mainly for those who are self-employed or who do not receive employer health insurance. Companies are also prospective buyers if they’re looking to buy group health insurance policies for their employees.

The best way to get started with Florida health insurance is by looking on the Internet. This way you won’t have to deal with agents, brokers and other hard-pitching insurance salesmen. The only time you will have to pick up the phone or answer it is when you’re absolutely sure about the decision you have made. This way you’ll have all the time to make an informed decision without any of the usual hassle.

The other alternative would be to directly contact health insurance companies and ask them if they have any policies that match your criteria. This may take longer and you won’t exactly be able to shop around on the price but it’s another option that you have.

There are many health insurance companies in Florida and each have their own plans and prices. To get the best deal means that you will have to look at a couple offerings. Even if you’ve got the dream policy right in front of you, it never hurts to look around the corner – you never know what you might find. Compare these offers. Make sure that you get the absolute best. After all, this is health insurance, and you will be making those monthly basis for a long time to come. Being extra picky is in your interest.

Don’t let price be the only deciding factor in your search. Other things you should take into consideration are the out of pocket limit of the insurance, the deductible amount and the coinsurance. As you face medical costs, these factors will influence how much you have to pay out of your own pocket – and how much the insurance policy covers.

On the internet, you will find two types of sites that offer healthcare insurance. These are either marketing organizations or insurance companies. Marketing organizations, as you might have guessed, do not sell insurance directly. They act more like middlemen. However they can offer some options that you won’t find anywhere else in Florida.

If you’re on an insurance company’s website, make sure that the company is an independent one. This is important as an agency that is not tied to one major health insurance company will be able to show you quotes from all the biggest health insurance companies in Florida, giving you choice – which is why you’re using the internet in the first place.

We recommend that you go with sites that offer instant or live health insurance quotes as this way you will be able to get a quote without waiting hours or even days. This way you’ll be able to compare different offerings and choose the one that suits you best – the best of both worlds.

Dumpster Rental Company in Denver, CO

What do you do with the waste and debris left over from a remodeling project? Sure, you could try to put it into bags (which will most probably break) and try to haul it with your car to the nearest land dump. But what if you could just call a professional company that specializes in this kind of thing, have them deliver you a dumpster, load it up and call them to pick it up when you’re done? Luckily this dumpster rental in Denver, Colorado already exists.

So what size is best for your project?

No matter what anyone tells you, there’s no such thing as a one-size-fits-all. The bigger the project – the more debris there will be and the bigger size you will need. Conversely, if you’ve got a small job and just want to get rid of a couch or some metal, a smaller dumpster will suit you just right.

There are a number of standard sizes rental dumpsters come in.

10 yard dumpster. If you’re remodeling your kitchen or you need to do a spring-cleaning, you’ll be safe with this one. These dumpsters can hold up to 2 tons of junk. If you need more – go up in size!

15 yard dumpster. For more serious type projects like kitchen and basement remodels, HVAC jobs and construction projects cleanups that generate ~3 tons of trash, this dumpster will be what you need.

20 yard dumpster. Useful for large projects like whole house renovations, entire attic, garage, basement and even yard cleanups. Bulky furniture also fits in this container.

30 and 40 yard dumpsters. These monster containers eat trash for breakfast. Being able to hold over 20 tons of trash, these dumpsters are best used when you’ve got large construction jobs to cleanup after (like rebuilding your house from the ground up).

When you’re situated miles away from the local landfill or dump, a dumpster rental becomes necessary. Visit the website we linked to in the first paragraph and give them a call – they’re glad to help you get rid of useless junk.

Central Florida Campgrounds

If you and your family are heading to Central Florida for the attractions, it is likely that you will be staying in a large hotel with other families who came for the same reason. While for some this is part of the experience, it doesn’t have to be that way. For a retreat from the crowds, consider the Central Florida campgrounds.

If you go camping near the attractions, you can partake in other activities that wouldn’t be available to you had you stayed in your hotel room. If you own a RV or prefer tent camping to hotel rooms, fishing, hiking, canoeing and other outdoor activities become second nature. Luckily, Central Florida has many camping and RV parks that allow for this. Here are just a couple of them.

Lakeland Carefree RV Resort

Situated west of Orlando, within the city limits of Lakeland, campers get to have holiday dinners, bicycle trips and water aerobics with their friends and family. This is considered one of the best RV campgrounds in Florida, with 230 full hook-up sites and RV and cabin rentals available. There’s a heated pool, a children’s pool, spa, laundry, store, snack bar, showers and a fenced area to walk your dog. You’ll be able to fish, take a paddleboat or a shuffleboard and play miniature golf.

River Ranch RV Resort

This Western-styled resort is located in Lake Wales and will appeal to cowboys and nature lovers alike. You’ll be close to nature and have the opportunity to go horseback riding or a guided nature excursion, go boating, fishing, swim in the pools and spas, play golf, pet the animals in the zoo and even watch a rodeo on Saturday night. There’s also a tennis court, basketball court, shuffleboard, trap and archery range and many more.

Camp Mack’s River Resort

This resort can be found in the eastern part of  Polk County. Located on the Kissimmee River, this resort offers campers a beautiful setting, boat rentals, a restaurant, a pool, fishing guides and a store for various supplies. There’s more than 290 RV sites, both rental and permanent sites. Besides this, there is a laundry facility and guided tours along the gorgeous Kissimmee River.

Tent camping at the Saddle Creek Park

If you like to go tent camping, Saddle Creek Park is the perfect spot. You can relax in the beautiful nature of Florida, swimming, fishing or just taking a good old stroll through the woods. You’ll also find that there are target shooting facilities as well as sports facilities and picnic gazebos.

As you can see, a vacation in Central Florida doesn’t always have to be all theme parks and hotels. Think about other activities that your family might enjoy and plan accordingly. Booking a spot at any of the aforementioned resorts will give a more genuine experience that everyone will benefit from.

Other places to see in Florida

Florida is more than its big three attractions. There are many beaches, lakes, rivers and parks to see as well. Not many tourists get to them because no one writes about them as much. Let’s fix that, shall we?

If you’re visiting Florida for the first time, you’re probably going to Central Florida. Disney, Universal and SeaWorld are big tourist traps and you are sure to have a blast there. But what do you do when you’ve seen these places? What comes next?

Here are a couple of “undiscovered” places that are worth visiting.

Everglades National Park

Located in South Florida, Everglades National Park is Florida’s “lost world”. Here you will find many rare and endangered species like the primeval American crocodile,  the mysterious Florida panther and the adorable manatee. You’ll see giant blue herons and wood storks flying here, among other birds. Home to over 1000 species of plants, this park is considered a World Heritage Site. If you’re looking to see the raw beauty of Florida you will not want to miss Everglades National Park.

John Pennekamp Coral Reef State Park

With overtones of Atlantis, this one-of-a-kind underwater park located in the Florida Keys has a diverse marine life and coral reefs that keeps tourists mesmerized. If you’re into snorkeling and diving, you’re in for a treat. Not a fan of getting wet? There’s glass bottom boat tour will give you a safe view into this fantastic undersea world – an instant classic with families.

Ichetucknee Springs State Park

If you’re in North Florida and are looking for a relaxing ride, bring your float or rent one and tube down this spring-fed river. With crystal clear water that stays cool all year long, this attraction is a refreshing change from the summer-hot days of Florida.

Florida Caverns State Park

Journey below ground in this exclusive underground park located in the Florida Panhandle. Test your knowledge of stalagmites, stalactites and flowstones that are abundant in the area. Here’s a chance to see Florida from a new perspective. As beautiful as the “outside” world, this is a great place to take pictures and learn more about the earth’s formations. Above ground you can take a stroll in the beautiful park.

Canaveral National Seashore

If you’re looking for a beach with palms, serene water and lots of sunshine, Canaveral is the spot to go. There’s plenty to do beside tan and swim. You can take a boat, go on a hike, go fishing, bird-watch or kayak. This is one of the most beautiful beaches in the country, why not take advantage and go there?

Lover’s Key State Park

Located on the Gulf of Mexico, this slice of paradise was accessible only by boat for a number of years. Now there is a bridge that allows you to answer the call of the cool waters and warm sands. Need to getaway from the crowds? This is the perfect place to do it. You can also go shelling, canoeing or take a kayak. If you like to fish, no one is going to stop you from doing it here.

 

After you’re done with the bright lights and big cities, take a detour to these more serene places. There’s a lot to see and experience in Florida and doing it off the beaten path will reward you with amazing sights and memorable experiences. Look for more than the surface attractions – you will be pleasantly surprised.

Top Florida Retirement Cities

Where in Florida Can You Find a Retirement Paradise?

Why retire in Florida?

Why retire in Florida?

Retiring in Florida is a dream for many people stuck in cold northern states during the winter. If you would like to retire to a mild climate,  plenty of water, and many cultural opportunities, consider some of these popular retirement destinations.

Popular Florida Retirement Destinations by Region:

  • Living on the Gulf: Naples, Tampa, St. Petersburg, Sarasota, Fort Myers, Clearwater
  • The Keys: Key West, Key Largo
  • The Atlantic Side: Boca Raton, West Palm Beach
  • South Florida city experiences: Fort Lauderdale, Miama
  • Middle and Central Florida: The Villages, Gainesville, Daytona Beach

What Attracts Retired People to the Sunshine State?

Of course, the mild climate attracts many retirees to Florida. Some parts of the state can get fairly sticky during the summer, but the northern part of Florida is actually fairly nice most of the year.  However, the weather is not the only attractive thing about this state.

The cost of living is relatively low in many parts of the state, and that is particularly true if you compare it to northeastern states. Food, healthcare, and housing costs attract many people to the area. Also, the state does not have an income tax. There is a state sales tax, but that can be controlled by consuming less.

 

 

Top Florida Beaches

Best Florida Beaches

shipBesides Florida theme parks, Florida is also famous for miles and miles of beautiful beaches on three sides of the state. Enjoy beaches on both the Gulf of Mexico and the Atlantic side.Besides giving residents and visitors to enjoy a day in the sunshine, sand, and surf, Florida beaches may either be attractive because of development around them or for a lack of development.

In other words, some visitors prefer the calm of a natural preserve, but others prefer to enjoy fine dining and an active night life.

 

 

Most residents and frequent visitors have their own favorites, but these Florida beaches are some top picks.

Top Beaches in Florida:

  • Delray Beach
  • Naples
  • Clearwater Beach
  • South Beach
  • Sanibel Beach
  • Atlantic Beach
  • Siesta Key
  • Palm Beach
  • Key West
  • Captiva Island

What’s to Like About Florida Beaches?

Some of these beaches are famous for clear surf and white sand. Other beaches are more famous for wildlife, and they are part of parks and preservation areas. Finally, some people go for the surf, but they also want to enjoy the culture and activities that have developed around the water.

When surveyed, visitors and residents had these top reasons for enjoying their own favorite beaches:

  • Sand and surf
  • Sunsets
  • Water sports
  • Nightlife
  • Relaxation
  • Enjoying nature and wildlife
  • Shopping and dining

Best Theme Parks in Florida

Theme Parks in Florida

Spaceship Earth - From Wikipedia

Spaceship Earth – From Wikipedia

For some people, the mention of Florida immediately evokes thoughts of Disney World. There is not doubt that Florida’s Disney World is a world class theme park, but it’s not the only one in the state. If you are planning a theme park vacation in the Sunshine State, why not consider some of the top theme parks?

Aquatica Orlando

Also located in Orlando, like Disney World, this park combines all the best aspects of a water park. Dozens of water slides and acres of white sand beaches are just the tip of the iceberg. You can even swim with the dolphins and enjoy a water slide that takes you through the dolphin habitat.

Epcot

This show case park shouldn’t get missed by kids or adults on an Orlando vacation. Some features include an aquarium, 1.3-mile promenade around the World Showcase Lagoon, 11 pavilions celebrating nations of the world and numerous attractions, like the iconic Spaceship Earth.

Universal Studio’s Islands of Adventure

Also an Orlando Park, Universal Studies showcases movie and book experiences. Enjoy Jurassic Park, Harry Potter, Dr. Seuss, and plenty of other popular books and movies brought to life.

SeaWorld Orlando

This is another combination of water park and aquarium. Plus, there are also non-water rides and shows to enjoy.